How to Help Your Patients Save Money on Eliquis: A Provider's Guide to Savings Programs

Updated:

February 14, 2026

Author:

Peter Daggett

Summarize this blog with AI:

A provider's guide to helping patients afford Eliquis in 2026. Covers manufacturer programs, copay cards, Medicare changes, and therapeutic alternatives.

Cost Is the Number One Barrier to Eliquis Adherence

Eliquis (Apixaban) is the most prescribed anticoagulant in the United States — and one of the most expensive. At $520 to $800 per month without insurance, it's no surprise that cost is the leading reason patients skip doses, split pills, or abandon their prescriptions entirely.

As a prescriber, you already know that anticoagulant non-adherence isn't just inconvenient — it's dangerous. Eliquis carries a boxed warning about increased stroke and thrombotic event risk upon premature discontinuation. When a patient can't afford their medication, the clinical consequences fall on both of you.

This guide is designed to help providers navigate the savings landscape for Eliquis in 2026 — from manufacturer programs and copay cards to therapeutic alternatives and how to build cost conversations into your workflow.

What Your Patients Are Actually Paying

The cost of Eliquis varies significantly depending on insurance status:

  • Uninsured / cash-pay patients: $520 to $800/month (60 tablets) at retail pharmacies.
  • Commercially insured: Copays range from $30 to $150+/month depending on formulary tier and plan design.
  • Medicare Part D (2026): The Inflation Reduction Act negotiated price brings Eliquis to $231/month (down from $521 list price), effective January 1, 2026. Combined with the new $2,000 annual out-of-pocket cap on Part D drugs, most Medicare patients will see significant relief.
  • Medicaid: Typically covered with minimal copay, though formulary restrictions and prior authorization requirements vary by state.

Even with insurance, many patients face cost pressures that affect adherence. A 2024 IQVIA analysis found that nearly 30% of new Eliquis prescriptions were never filled — a metric that correlates strongly with out-of-pocket cost at the pharmacy counter.

Manufacturer Savings Programs

Eliquis Co-Pay Card (Eliquis 360 Support)

The Bristol-Myers Squibb/Pfizer Eliquis Co-Pay Card is the single most impactful savings tool for commercially insured patients:

  • Eligible patients: Commercially insured (not Medicare, Medicaid, or other federal/state programs)
  • Savings: Copay reduced to as low as $0
  • Valid through: December 31, 2026
  • Enrollment: Patients can enroll at eliquis.com or by calling 855-354-7847

This card can be activated at the pharmacy counter and doesn't require a lengthy application. If your practice has a patient financial navigator or pharmacy liaison, they can help patients enroll during the office visit.

BMS Direct-to-Patient Discount

Bristol-Myers Squibb announced a direct-to-patient purchasing option offering Eliquis at more than 40% off list price for cash-paying patients. This provides an alternative for patients without insurance or those whose plans don't cover Eliquis favorably.

BMS Patient Assistance Foundation

For uninsured or underinsured patients with financial hardship:

  • Provides: Free Eliquis
  • Eligibility: Based on income and insurance status
  • Application: Through bms.com or by calling 1-800-736-0003
  • Supporting resources: NeedyMeds (needymeds.org) and RxAssist (rxassist.org) maintain databases of available assistance programs

Patient assistance applications do take time — typically 2 to 4 weeks for approval. Consider bridging patients with a short-term supply while their application is processed.

Coupon and Discount Cards

For patients who don't qualify for manufacturer programs or who are between insurance plans, third-party discount cards can reduce costs:

  • GoodRx — Aggregates pharmacy prices and offers coupons. Eliquis prices through GoodRx vary by pharmacy but can offer modest savings over retail.
  • SingleCare — Similar to GoodRx, with sometimes different pricing at certain pharmacies.
  • RxSaver, BuzzRx, Optum Perks — Additional coupon card options worth checking for specific pharmacy locations.

Important note: Coupon cards cannot be combined with Medicare, Medicaid, or other federal insurance programs. They work best for commercially insured patients with high copays or uninsured patients.

For a comprehensive list of patient-facing savings resources, see our patient guide to saving money on Eliquis.

Generic Alternatives and Therapeutic Substitution

Generic Apixaban Status

Generic Apixaban has been FDA-approved from several manufacturers (Indoco, Hetero Labs, Sun Pharma, Accord), but no generic is available on the market as of early 2026. The expected generic launch is April 2028. Until then, brand Eliquis is the only option for Apixaban.

Therapeutic Alternatives

When cost is prohibitive, consider therapeutic substitution to another anticoagulant:

  • Warfarin (Coumadin/Jantoven) — The most affordable option at $4 to $10/month for generic. Requires INR monitoring and dietary counseling but remains clinically effective. For patients with stable INR management and who can comply with monitoring, this is a viable fallback.
  • Xarelto (Rivaroxaban) — Similar cost profile to Eliquis. Once-daily dosing may improve adherence for some patients, though savings programs differ.
  • Pradaxa (Dabigatran) — Another DOAC option with its own savings programs. Has a specific reversal agent (Praxbind).
  • Savaysa (Edoxaban) — Once-daily DOAC, less commonly prescribed, with renal function restrictions.

Therapeutic substitution decisions should be individualized based on indication, renal function, bleeding risk, patient preference, and cost. For a clinical comparison, see our guide to Eliquis alternatives.

Building Cost Conversations into Your Workflow

The most effective way to prevent cost-related non-adherence is to address it proactively. Here are practical strategies:

1. Ask About Cost at the Point of Prescribing

A simple question — "Do you have concerns about affording this medication?" — can open the door. Many patients won't volunteer financial struggles unless asked directly.

2. Check Formulary Status Before Prescribing

Use your EHR's formulary lookup or tools like Surescripts to check whether Eliquis is on the patient's formulary and at what tier. If it's Tier 3 or non-preferred, the copay may be unaffordable without a copay card.

3. Enroll Patients in Savings Programs During the Visit

Don't leave enrollment to the patient. If your practice has a medical assistant, care coordinator, or pharmacy liaison, designate someone to help patients sign up for the Eliquis Co-Pay Card or patient assistance program before they leave the office.

4. Prescribe 90-Day Supplies When Possible

Many insurance plans offer lower per-unit costs for 90-day fills, and it reduces the frequency of pharmacy visits and refill-related stock issues.

5. Document the Cost Conversation

Note in the patient's chart that you discussed cost, what program was recommended, and any barriers identified. This helps with continuity of care and prior authorization support if needed.

6. Use Medfinder for Pharmacy Availability

If patients report difficulty filling their prescription, direct them to Medfinder for Providers to help locate pharmacies with Eliquis in stock. For a deeper look at managing stock issues in your practice, see our provider guide to finding Eliquis in stock.

Medicare-Specific Considerations for 2026

The Inflation Reduction Act has changed the landscape for Medicare patients on Eliquis:

  • Negotiated price: $231/month (effective January 1, 2026), down from $521 list price.
  • Out-of-pocket cap: $2,000/year for all Part D drugs (started 2025).
  • Medicare Prescription Payment Plan: Allows patients to spread out-of-pocket costs evenly across the year in monthly installments.

These changes are significant. For Medicare patients who previously struggled with the coverage gap ("donut hole"), 2026 should bring meaningful relief. Make sure your Medicare patients are aware of these changes.

Note: The Eliquis Co-Pay Card is not valid for Medicare, Medicaid, or other government insurance programs. Medicare patients should rely on the negotiated price, the $2,000 cap, and the BMS Patient Assistance Foundation if they still face hardship.

Final Thoughts

Every unfilled prescription for Eliquis is a patient at increased risk for stroke, DVT, or PE. While the cost of Eliquis remains high, the savings infrastructure in 2026 is better than it's ever been — from manufacturer copay cards and patient assistance to the Inflation Reduction Act's Medicare negotiated pricing.

The key is making these resources part of your standard prescribing workflow rather than an afterthought. A few minutes spent on cost at the point of care can be the difference between a patient who fills their prescription and one who doesn't.

For provider tools and pharmacy availability data, visit Medfinder for Providers.

What is the Eliquis Co-Pay Card and who qualifies?

The Eliquis Co-Pay Card (part of Eliquis 360 Support) reduces copays to as low as $0 for commercially insured patients. It is not available to patients on Medicare, Medicaid, or other government programs. Patients can enroll at eliquis.com or by calling 855-354-7847.

Is generic Eliquis available yet?

Generic Apixaban has been FDA-approved from several manufacturers but is not yet on the market as of early 2026. The expected generic launch date is April 2028. Until then, brand Eliquis is the only Apixaban option, and cost-saving programs are essential for patient affordability.

What is the Medicare negotiated price for Eliquis in 2026?

Under the Inflation Reduction Act, the negotiated Medicare price for Eliquis is $231 per month, effective January 1, 2026 — down from a list price of $521. Combined with the $2,000 annual Part D out-of-pocket cap, this significantly reduces costs for Medicare beneficiaries.

When should I consider switching a patient from Eliquis to Warfarin for cost reasons?

Warfarin at $4 to $10 per month is the most affordable anticoagulant. Consider it for patients who can comply with INR monitoring and dietary management, have stable anticoagulation needs, and face prohibitive costs even with savings programs. The decision should be individualized based on clinical factors, patient reliability, and access to monitoring.

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