How to Help Your Patients Save Money on Ozempic: A Provider's Guide to Savings Programs

Updated:

February 13, 2026

Author:

Peter Daggett

Summarize this blog with AI:

A provider's guide to helping patients afford Ozempic. Covers manufacturer savings, discount cards, patient assistance, and therapeutic alternatives.

Why Cost Conversations Matter for Ozempic Adherence

Ozempic (semaglutide) is one of the most effective GLP-1 receptor agonists available for type 2 diabetes — but with a list price of $935.77 per month, cost is the single biggest barrier to patient adherence. Studies consistently show that when patients can't afford their medications, they ration doses, delay refills, or abandon treatment entirely.

As a prescriber, you're in a unique position to help. This guide outlines the savings programs, discount tools, and therapeutic alternatives available for Ozempic in 2026, so you can proactively address cost and keep your patients on track.

What Your Patients Are Paying

Understanding the cost landscape helps frame the conversation:

  • List price (WAC): $935.77/month
  • Retail cash price: $800–$1,100/month depending on pharmacy and dose
  • Commercially insured (with coverage): $25–$150/month copay, depending on plan tier and formulary placement
  • Medicare Part D: Covered for type 2 diabetes indication with prior authorization. Copays vary by plan; the Inflation Reduction Act's $2,000 annual out-of-pocket cap (effective 2025) has helped many Medicare patients.
  • Uninsured/self-pay: Full cash price unless using savings programs

The patients most at risk for non-adherence due to cost are those in the "coverage gap" — commercially insured with high-deductible plans, patients in the Medicare Part D donut hole (now capped), and the uninsured.

Manufacturer Savings Programs

NovoCare Savings Card

Novo Nordisk's manufacturer savings card is the most impactful tool for commercially insured patients:

  • Insured patients: May pay as little as $25/month for up to 24 months
  • Uninsured/self-pay patients: Pay $349/month for 0.25 mg, 0.5 mg, or 1 mg pens, or $499/month for the 2 mg pen
  • New patients: Introductory pricing of $199/month for the first 2 months (0.25 mg and 0.5 mg doses)
  • Not eligible: Patients with government insurance (Medicare, Medicaid, Tricare, VA)

Encourage your staff to help patients enroll at NovoCare.com or by calling 1-888-693-6337. The savings card can be applied at the pharmacy counter — patients just need to present it with their prescription.

Novo Nordisk Patient Assistance Program (PAP)

For patients who truly cannot afford Ozempic:

  • Provides free Ozempic to qualifying patients
  • Eligibility: Uninsured or underinsured patients at or below 400% of the federal poverty level
  • Application through NovoCare — requires prescriber signature and proof of income
  • Approved patients receive medication shipped directly or via a participating pharmacy

This is particularly important for your uninsured patients with type 2 diabetes who have no other viable option. The application takes 10-15 minutes and your office staff can handle most of the paperwork.

Coupon and Discount Cards

For patients who don't qualify for manufacturer programs — or who need additional savings — third-party discount tools can help:

  • GoodRx, SingleCare, RxSaver — These free coupon platforms show discounted cash prices at pharmacies near the patient. Savings vary but can reduce the price by $50–$200 compared to full retail.
  • Optum Perks, BuzzRx, Inside Rx — Similar coupon card services. Patients can compare prices across platforms for the best deal.
  • Pharmacy-specific programs — Costco and Walmart often have lower base prices for GLP-1 medications. Consider directing patients to these pharmacies if they're paying cash.

Important: Coupon cards cannot be combined with government insurance (Medicare, Medicaid). They work best for commercially insured patients with high copays or uninsured patients who don't qualify for the PAP.

For a patient-facing version of this information, refer patients to our guide to saving money on Ozempic.

Generic Alternatives and Therapeutic Substitution

When Ozempic is unaffordable or inaccessible, consider these alternatives:

No Generic Semaglutide Injection Available

As of 2026, there is no FDA-approved generic version of Ozempic. Compounded semaglutide was available during the shortage under FDA enforcement discretion, but compounding allowances ended in 2025 (503A pharmacies on April 22, 2025; 503B outsourcing facilities on May 22, 2025).

Therapeutic Alternatives to Consider

  • Rybelsus (oral semaglutide) — Same active ingredient in pill form. Available in 3 mg, 7 mg, and 14 mg daily tablets. May have different insurance coverage and sometimes lower copays. Does not carry the cardiovascular risk reduction indication.
  • Trulicity (dulaglutide) — Weekly GLP-1 injection by Eli Lilly. Generally considered less potent for weight loss but has proven cardiovascular benefits and may have preferred formulary placement on some insurance plans.
  • Mounjaro (tirzepatide) — Dual GIP/GLP-1 agonist by Eli Lilly. Clinical data shows superior A1C reduction and weight loss at highest doses. Eli Lilly offers its own savings programs. Check formulary placement — some plans cover Mounjaro preferentially.
  • Older GLP-1 options — Victoza (liraglutide, daily injection) or Bydureon (exenatide, weekly injection) may be available at lower cost, though efficacy data is generally less robust than semaglutide or tirzepatide.

When switching, consider the patient's A1C goals, cardiovascular risk profile, weight management needs, and insurance formulary. A therapeutic switch that keeps the patient on some GLP-1 therapy is better than no therapy due to cost.

For a deeper look at alternatives, see our Ozempic alternatives guide.

Building Cost Conversations into Your Workflow

The most effective way to address medication cost is to make it routine — not an afterthought:

At the Point of Prescribing

  • Check formulary status before writing the prescription. A quick benefits verification can tell you whether Ozempic is covered, what tier it's on, and what the expected copay will be.
  • Mention savings programs proactively. Don't wait for the patient to tell you they can't afford it — many won't. Say: "Ozempic can be expensive, so let me tell you about some programs that can help."
  • Have NovoCare enrollment materials in your office or a QR code in exam rooms.

At Follow-Up Visits

  • Ask about adherence barriers. "Have you been able to fill your Ozempic every month?" and "Is cost ever an issue?" are simple questions that uncover problems early.
  • Review prior authorization status. If a PA was denied, file an appeal — denials are common with GLP-1 medications but are frequently overturned with supporting documentation.
  • Reassess therapeutic alternatives if cost remains prohibitive despite savings programs.

Workflow Integration

  • Train front-desk and nursing staff to assist with NovoCare enrollment and PA paperwork
  • Keep a reference sheet of current savings programs (NovoCare, GoodRx, etc.) accessible in the EHR or at check-in
  • Consider designating a staff member as the "financial navigation" point person for high-cost medications

If you need to help patients locate Ozempic in stock, direct them to Medfinder or visit Medfinder for Providers to learn about tools designed for your practice.

Final Thoughts

Cost should not determine whether a patient gets the medication they need. By understanding the savings landscape — manufacturer programs, discount cards, patient assistance, and therapeutic alternatives — you can help your patients stay on Ozempic (or an effective alternative) without financial hardship.

The 5-minute conversation about cost at the point of prescribing may be the most impactful thing you do for adherence. Make it part of your routine.

For more provider-focused resources, see our guides on the Ozempic shortage for prescribers and helping patients find Ozempic in stock.

What is the cheapest way for patients to get Ozempic?

For commercially insured patients, the NovoCare Savings Card can reduce the copay to as little as $25/month. For uninsured patients who meet income requirements, Novo Nordisk's Patient Assistance Program provides Ozempic for free. Uninsured patients who don't qualify can use the NovoCare self-pay price of $349/month.

Can Medicare patients use manufacturer coupons for Ozempic?

No. Federal regulations prohibit manufacturer copay cards for patients with government insurance, including Medicare, Medicaid, Tricare, and VA benefits. Medicare patients may benefit from the Inflation Reduction Act's $2,000 annual out-of-pocket cap or Novo Nordisk's Patient Assistance Program if they meet income guidelines.

Is there a generic version of Ozempic available?

No. As of 2026, there is no FDA-approved generic semaglutide injection. Compounded semaglutide was available during the shortage but FDA ended compounding allowances in 2025. Therapeutic alternatives like Trulicity or Rybelsus may offer lower costs on certain insurance formularies.

What should I do if a patient's Ozempic prior authorization is denied?

File an appeal with supporting documentation including A1C levels, previous medication trials (especially metformin), and clinical rationale for GLP-1 therapy. PA denials for GLP-1 medications are common but frequently overturned on appeal. In the meantime, consider a covered therapeutic alternative to avoid a gap in treatment.

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